Master Your Money Through Real Understanding
Our twelve-week program starts September 2025 and teaches practical budget tracking that actually works in daily life. You'll build systems tailored to Australian living costs while learning why budgets fail and how to make yours stick.
What You'll Actually Learn
We've broken down budget tracking into six focused areas. Each builds on the last, so by week twelve you've got a complete system that fits your life — not someone else's template.
Foundation Tracking
Where your money actually goes versus where you think it goes. We start by tracking two weeks of real spending — no judgment, just data. Most people find three surprise categories.
Category Design
Building categories that match how you live. Generic budgets fail because they're too broad or too detailed. We'll create yours based on your actual patterns and Melbourne prices.
System Building
Choosing tools that you'll actually use. Spreadsheet? App? Notebook? We test different approaches and you pick what sticks. The best system is the one you maintain.
Habit Formation
Making tracking automatic instead of a chore. We cover weekly routines, monthly reviews, and how to recover when you fall off track. Because everyone does — that's normal.
Adjustment Strategies
What to do when reality doesn't match your budget. Expenses change, income shifts, life happens. You'll learn when to adjust categories and when to adjust spending.
Long-Term Planning
Using your tracking data for bigger decisions. Once you know your patterns, you can plan holidays, handle emergencies, or shift priorities with actual numbers instead of guesses.
Evening Sessions That Fit Your Schedule
Classes run Tuesday and Thursday evenings from 7pm to 8:30pm, starting September 9th 2025. Sessions are live online with recordings available if you miss one.
- Two sessions per week for focused learning
- Small groups mean you can ask questions
- Practical exercises you complete between sessions
- Direct access to instructors during office hours
- Private forum for peer discussions
Meet Your Instructors
Three experienced financial educators who've taught budget systems to over 400 Australians since 2019.
Sienna Kowalski
Lead Instructor
Spent eight years helping Melbourne families untangle their finances. Known for explaining concepts using real grocery receipts and utility bills instead of abstract examples.
Elara Venturi
Systems Specialist
Former software developer who got obsessed with budget spreadsheets. She'll show you three different tracking methods and help you choose the one that fits your brain.
Freya Lindström
Behavioral Coach
Focuses on why people abandon budgets and how to build tracking habits that actually last. Worked with over 150 students who'd tried and quit multiple times before.